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Bengt Horsma

Commercialization Lead, Visa Token Service

Have worked globally in the electronic payment industry since 1988.
Been responsible of product and business development as well as management for 
- card issuance, 
- merchant acquiring, 
- third-party-processing, 
- eBusiness (Internet gateway and processing)
- mCommerce and content utilizing emerging wireless and mobile technologies including 
-> NFC and Host Card Emulation (HCE)
-> Tokenization, provisioning, life cycle and key mgmt 
-> TSM and secure element provisioning
-> value added services like, mCouponing, mTicketing

Specialties: New product and business management/development.