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Dave Herman, Ph.D.


Director of Applied Sciences, Payoff

David Herman is a Ph.D. in quantitative Neuroscience with significant experience developing  data-driven start-ups. He focuses on developing scalable machine learning solutions and raising capital for ML focused initiatives.  

He has developed numerous production level machine learning model servicing core business functions within financial, marketing, and behavioral industries, and has helped start-ups acquire millions in funding from seed to late series venture rounds.  Additionally, he is a YouTube creator of “Student Dave’s Tutorials” with over 1 million views on data science tutorials. 

David’s academic career focused on building mathematical models of brain development in disease states, fear & reward neural circuitry, and human-machine interactions.Currently, David helps the fintech start-up Payoff, a financial services company, understand, as scale, the dynamics of consumer debt and provide financial products that will help them effectively develop good financial habits and make sound decisions that will improve their lives.